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FINA is the native utility token of the Finsa protocol — a decentralized microloan platform built on Solana. The token is used to unlock access to on-chain loans, enhance wallet-based credit scoring, and participate in protocol governance. Finsa allows users to connect their wallet, receive a real-time credit score based on on-chain activity, and access SOL loans without KYC or collateral. Holding $FINA enables users to increase their loan limits and receive discounts on protocol fees. Governance functionality allows token holders to vote on key parameters and protocol updates. The protocol is designed for speed, transparency, and composability within the Solana ecosystem. $FINA plays a central role in aligning incentives across users, liquidity, and platform evolution.